For kernel maintainers, the idea is that these credentials would back the identities behind signed code: instead of relying solely on a PGP key signed at a conference years ago, maintainers could check a bundle of fresh credentials proving that the key they see belongs to the same person recognized by the Linux Foundation, their employer, or other trusted issuers. These credentials can be fed into transparency logs and other audit systems.
Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
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Фото: Евгений Асмолов / Коммерсантъ